health and safety

Can I carry out my own fire risk assessment?

Fire safety is a responsibility that sits at the heart of every building owner and occupier’s duty of care in the UK. Whether you manage a small business premises, rent out a property, or oversee a commercial building, the question of who carries out your fire risk assessment is one that deserves a clear, practical answer.

Can I Do a Fire Risk Assessment Myself?

The short answer is yes, in many cases you can carry out your own fire risk assessment. UK fire safety law does not automatically require you to hire a professional assessor; what it does require is that the assessment is carried out by a “competent person.” That term carries real weight, and it means whoever conducts the assessment must have sufficient training, knowledge, and experience to identify fire hazards and evaluate the risks they present.

If you run a small, low-risk premises such as a single-room office or a straightforward retail unit, and you have a good working understanding of fire safety principles, self-assessment is a realistic option. The key is honesty about your own competence because an inadequate assessment that misses genuine hazards is far more dangerous than no assessment at all.

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Can Landlords Do Their Own Fire Risk Assessment?

Landlords often ask whether they are permitted to conduct fire risk assessments on their own rental properties, and the answer depends heavily on the type of property involved. For a single self-contained tenancy in a house or flat, a landlord with reasonable fire safety knowledge may be able to carry out a basic assessment themselves.

However, for Houses in Multiple Occupation (HMOs), purpose-built blocks of flats, or any building with communal areas, the complexity increases considerably. These properties carry higher occupancy risks and more complex escape route requirements, which generally means a qualified fire risk assessor will be the safer and more defensible choice.

Property TypeSelf-Assessment Suitable?Recommended Approach
Single tenancy residentialOften yesLandlord with basic fire safety knowledge
HMO (House in Multiple Occupation)RarelyQualified fire risk assessor recommended
Small low-risk officeOften yesResponsible person with good knowledge
Large commercial premisesNoProfessional assessor required
Purpose-built flats (communal areas)NoQualified assessor required by law

Is It a Legal Requirement to Carry Out a Fire Risk Assessment?

Yes, it is a legal requirement for most non-domestic premises in England and Wales. The Regulatory Reform (Fire Safety) Order 2005 places a legal duty on the “responsible person,” which is typically the employer, building owner, or occupier, to ensure a suitable and sufficient fire risk assessment is carried out and reviewed regularly.

Failure to comply is not a minor administrative oversight. Local fire and rescue authorities have the power to inspect premises and issue enforcement notices, and in serious cases, prosecution can follow with potentially significant penalties. Keeping a written record of your assessment is also a legal requirement if your business employs five or more people.

Legal RequirementWho It Applies ToKey Obligation
Fire risk assessmentAll non-domestic premisesMust be carried out by a competent person
Written recordBusinesses with 5+ employeesAssessment must be documented
Regular reviewAll responsible personsReview when circumstances change
Communal areas (flats)Building owners/managersCovers shared spaces, escape routes
HMO licensing conditionsHMO landlordsFire safety forms part of licence compliance

For full guidance on your legal obligations, the UK government’s fire safety advice for businesses is available at www.gov.uk/fire-safety-in-the-workplace.

You can also find detailed information on the Regulatory Reform (Fire Safety) Order 2005 and your responsibilities as a responsible person at www.gov.uk/government/publications/fire-safety-risk-assessment-regulatory-reform-order.

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How Much Does It Cost to Have a Fire Risk Assessment?

The cost of a professional fire risk assessment varies depending on the size, type, and complexity of your premises. For a small, straightforward office or retail unit, you might expect to pay anywhere from £150 to £400. Larger commercial buildings, HMOs, or premises with complex layouts and multiple floors will typically attract fees ranging from £500 to well over £1,000.

It is worth treating this as an investment in both legal compliance and the genuine safety of the people who use your building. Cutting costs by choosing an underqualified assessor can leave you exposed legally and, far more importantly, put lives at risk if hazards are missed.

Taking Control of Your Own Fire Risk Assessment

Deciding whether to carry out your own fire risk assessment comes down to an honest evaluation of your competence, the complexity of your premises, and the risk profile of the people who use it. For straightforward, low-risk environments where you have a solid understanding of fire safety principles, self-assessment is both legal and practical. For anything more complex, investing in a qualified professional is not just advisable but often the only responsible course of action.

The five key stages of any fire risk assessment, whether self-conducted or professionally led, are identifying hazards, identifying the people at risk, evaluating and reducing those risks, recording your findings, and reviewing regularly. Miss any one of these steps and the assessment loses much of its protective value. A thorough, well-documented assessment gives you a clear action plan and provides an important paper trail should your premises ever be inspected.

Ultimately, fire risk assessment is not a box-ticking exercise. It is the foundation of a safe environment for employees, tenants, customers, and visitors, and the law treats it accordingly.

  • A fire risk assessment is a legal requirement under the Regulatory Reform (Fire Safety) Order 2005 for all non-domestic premises in England and Wales, with responsibility falling on the “responsible person.”
  • Self-assessment is permitted where the person conducting it is genuinely competent, but complex properties such as HMOs and multi-floor commercial buildings should always involve a qualified professional.
  • Professional assessments typically cost between £150 and £1,000-plus depending on premises size and complexity, and represent a worthwhile investment in both legal compliance and genuine safety.
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Can I Carry Out My Own Fire Risk Assessment: Frequently Asked Questions

What does “competent person” mean in the context of fire risk assessment?

A competent person is someone with sufficient training, experience, and knowledge to identify fire hazards and assess the risks they present in a given premises. There is no single mandatory qualification, but the person must be capable of conducting a thorough and reliable assessment.

Do I need a fire risk assessment for a small home office?

If you work from home in a purely residential capacity without employees visiting, the Regulatory Reform (Fire Safety) Order 2005 does not typically apply to your home. However, if you employ staff who work at your home address, the obligation comes into effect.

How often should a fire risk assessment be reviewed?

There is no fixed legal interval, but assessments must be reviewed whenever there is a significant change to the premises, its use, or the people who occupy it. As a general guide, an annual review is considered good practice for most premises.

What are the five steps of a fire risk assessment?

The five steps are: identify fire hazards, identify people at risk, evaluate and act on the risks found, record your findings and actions, and review and update the assessment regularly. These steps are outlined in guidance published by the UK government and fire safety bodies.

Can I use a fire risk assessment template?

Yes, template documents are widely available and can be a useful starting point, particularly for straightforward, low-risk premises. However, a template must always be adapted to reflect the specific conditions and hazards of your individual building.

Is a fire risk assessment the same as a fire safety certificate?

No, these are two different things. Fire safety certificates were largely replaced by fire risk assessments under the Regulatory Reform (Fire Safety) Order 2005, which shifted the responsibility from fire authorities to the responsible person within each premises.

What happens if I do not have a fire risk assessment?

Without a valid fire risk assessment, you are in breach of fire safety law and could face enforcement action from your local fire and rescue authority, including improvement notices, prohibition notices, or in serious cases, prosecution. For a broader overview of fire risk assessment as a concept, the Wikipedia page on fire risk assessment provides useful background reading.

Do tenants have any fire risk assessment responsibilities?

In most cases, the primary legal responsibility rests with the landlord or building owner rather than the tenant. However, tenants who are also employers may have obligations relating to the specific areas of a building they occupy and control.

Are there specific rules for fire risk assessments in HMOs?

Yes, HMOs are subject to stricter requirements because they house multiple unrelated occupants, often with shared escape routes and communal areas. Landlords of licensed HMOs must ensure fire safety measures meet the standards set by their local authority as part of the licensing conditions.

What should a fire risk assessment document include?

A written fire risk assessment should cover identified hazards, the people at risk, existing fire safety measures, any additional actions required, and a schedule for review. The level of detail required generally increases with the size and complexity of the premises.

Can I carry out a fire risk assessment for a listed building?

Yes, but listed buildings present additional challenges because certain fire safety measures may conflict with heritage conservation requirements. In these cases, specialist advice from a qualified assessor with experience in heritage properties is strongly recommended.

Does a fire risk assessment cover fire alarm testing?

A fire risk assessment will identify whether adequate fire detection and alarm systems are in place, but the assessment itself is not the same as a fire alarm test or service. Regular testing and maintenance of fire alarms should be carried out separately in line with manufacturer guidance and British Standards.

Where can I find official government guidance on fire risk assessments?

The UK government publishes detailed fire safety guidance for various types of premises, including offices, shops, factories, and residential buildings, at www.gov.uk/government/collections/fire-safety-law-and-guidance-documents-for-business.

How long does a fire risk assessment take?

The time required depends entirely on the size and complexity of the premises. A straightforward small office might take an hour or two, whereas a large multi-floor commercial building or complex HMO could require a full day or more to assess properly.